Dr Jon Sen
Medical Director
Jon leads clinical governance and oversight across UCS Assist, holding accountability for clinical standards and the decision-making applied to every case.
Dr Jon Sen is part of the clinical and operational leadership at UCS Assist, the clinically-led medical assistance partner for IPMI insurers, brokers and assistance providers, and part of UCS Care Group.
Insights by Dr Jon Sen
Second opinions as a cost containment lever
A structured second clinical opinion is filed as a member benefit and behaves like a cost containment tool. Where the treatment plan actually changes, when it is worth commissioning one, and how to run it so it holds up.
Cost containment for IPMI: why network discounts alone no longer hold
Network discounts flatten out. The durable savings in international private medical insurance come from challenging medical necessity and treatment pathways, clinically.
When 10% isn't the whole story: medical inflation and the IPMI loss ratio
Global medical inflation is running close to double digits and loss ratios are under real pressure. Premium rises alone won't fix that. The lever insurers underuse is clinical challenge of medical necessity, not just network discounts.
From reactive to pre-claim: clinical intelligence before the bill lands
Most assistance still reacts after treatment and cost are locked in. Pre-claim clinical intelligence intervenes at the guarantee-of-payment stage, reshaping the case rather than auditing it afterwards.
Discuss a case with our team
Whether you're managing a live case, reviewing a caseload, or exploring a partnership, our clinical and operational teams are here to help.